World of Hyatt
- Annual fee
- $95
- Network
- visa
- Type
- personal
It earns World of Hyatt points, with its highest rate on Hyatt purchases and bonus rewards in categories such as dining, airline tickets purchased directly, local transit and commuting, and fitness-club or gym memberships.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$300 of the advertised value — 50% — comes with strings attached.
- $600 advertised across 2 benefits.
- $300 (50%) needs a booking, enrollment, or deadline.
- Biggest credit — Extra Category 1–4 free night (Spend Tier), $300 — comes with conditions.
- Annual Category 1–4 free night ($300) posts automatically. No hoops.
- No-hoops value covers 316% of the annual fee.
- You'll actually use Extra Category 1–4 free night (Spend Tier).
- You'll actually use Annual Category 1–4 free night.
- 4× on qualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program and on purchases of World of Hyatt Experiences matches your spend.
- You won't use Extra Category 1–4 free night (Spend Tier).
Welcome offer
30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening, plus up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
- Minimum spend
- $3,000
- Within
- 3 mo
Earning rates
- All other purchases1×ptsWorld of Hyatt Program
- Top earnQualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program and on purchases of World of Hyatt Experiences4×ptsWorld of Hyatt Program
- Restaurants, on airline tickets purchased directly from airlines, on local transit and commuting (taxis, mass transit, tolls, parking, ride-share), and on fitness club & gym memberships2×ptsWorld of Hyatt Program
- Purchases that normally earn 1 Bonus Pointin the first 6 months from account opening... on up to $15,000 spent2×ptsWorld of Hyatt Program
On-card benefits & credits
- Purchase Protection$500/As needed
- Extra Category 1–4 free night (Spend Tier)$300/Annual
Earn an additional Category 1–4 Hyatt free-night award once per calendar year. Unlocks after $15,000 calendar-year spend on the card.
- Annual Category 1–4 free night$300/Annual
Receive one Category 1–4 Hyatt free-night award after each cardmember anniversary. It covers an available standard room and must be used within 12 months of issuance.
- 2 tier-qualifying nights per $5,000 spent$0/Annual
Earn two World of Hyatt tier-qualifying night credits for every $5,000 in purchases, with no stated limit. Credits apply to the calendar year in which the spend occurred.
- Complimentary Discoverist status$0/Annual
The primary cardmember receives World of Hyatt Discoverist status while the card account remains open and not in default; authorized users do not receive status through the card.
- Hyatt points do not expire while card is open$0/Annual
World of Hyatt Bonus Points transferred from the card do not expire while the card account remains open. If the account closes, normal World of Hyatt inactivity rules apply.
- Visa Signature Concierge Service$0/As needed
Provides complimentary 24-hour Visa Signature Concierge assistance with event tickets, dining reservations, gifts, and similar requests. Cardmembers pay for any goods or services purchased.
- Trip Delay Insurance$0/As needed
Covers unreimbursed meals and lodging when common-carrier travel is delayed more than 12 hours or requires an overnight stay, up to $500 per ticket.
- Baggage Delay Insurance$0/As needed
Reimburses essential purchases such as toiletries and clothing when baggage is delayed more than six hours, up to $100 per day for five days.
- Travel Accident Insurance$0/As needed
Provides accidental death or dismemberment coverage when eligible air, bus, train, or cruise transportation is paid with the card.
- No Foreign Transaction Fees$0/As needed
The card charges no foreign transaction fees on purchases made outside the United States.
- 5 annual tier-qualifying night credits$0/Annual
The primary cardmember receives five World of Hyatt tier-qualifying night credits each calendar year toward elite status and milestone benefits; these are not free-night awards.
- 12 months of complimentary DashPass$0/One-time
Receive 12 months of complimentary DashPass for DoorDash and Caviar after first activation by December 31, 2027. After the complimentary term, the membership renews at the then-current monthly rate unless canceled.
- Lost Luggage Reimbursement$0/As needed
Reimburses repair or replacement costs for checked or carry-on baggage lost, damaged, or stolen during a covered trip, up to $3,000 per covered traveler.
- Trip Cancellation and Interruption Insurance$0/As needed
Reimburses prepaid, nonrefundable travel expenses when a covered trip is canceled or interrupted by sickness, severe weather, or another covered situation. Limits are $5,000 per covered traveler and $10,000 per trip.
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