AAdvantage Executive

Annual fee: $595
Network: mastercard
Type: personal

It earns American Airlines AAdvantage miles, including elevated rewards on eligible American Airlines purchases and select car-rental and hotel bookings made through Citi Travel.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$530

What the issuer advertises.

02Realistic

$290

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$240 of the advertised value — 45% — comes with strings attached.

Why Perqt says this

$530 advertised across 5 benefits.
$240 (45%) needs a booking, enrollment, or deadline.
Biggest credit — Monthly Lyft credit, $120 — comes with conditions.
First checked bag free ($140) posts automatically. No hoops.
No-hoops value covers 49% of the annual fee.

Better fit if

You'll actually use Monthly Lyft credit.
You'll actually use First checked bag free.
10× on car rentals and hotels matches your spend.

Probably not if

You won't use Monthly Lyft credit.
You want the fee covered without chasing — $305 short.
You'd forget monthly credits.

How Perqt calculates this

Welcome offer

Earn 125,000 American Airlines AAdvantage® bonus miles after making $15,000 in purchases within the first 5 months of account opening.

Est. value: $1,875
Minimum spend: $15,000
Within: 5 mo

Earning rates

All other purchases
on all other purchases
1×
miles
American Airlines AAdvantage
Top earn
Car rentals and hotels
eligible car rentals and hotels booked through aa.com
10×
miles
American Airlines AAdvantage · aa.com
American Airlines purchases
eligible American Airlines purchases
4×
miles
American Airlines AAdvantage

On-card benefits & credits

First checked bag free
$140
/Annual
The first checked bag is free on domestic American Airlines itineraries for the cardholder and up to eight companions on the same reservation.
Global Entry or TSA PreCheck application fee credit
$120
/One-time
Receive reimbursement of up to $120 for a Global Entry or TSA PreCheck application fee once every four years.
Avis and Budget prepaid rental credit
$120
/Annual
Receive up to $120 in statement credits each calendar year for eligible prepaid Avis or Budget rentals booked directly with the specified rental company.
Monthly Lyft credit
$10
/Monthly
After taking three eligible Lyft rides in a calendar month, receive a $10 Lyft credit, with up to $120 available annually.
Monthly Grubhub statement credit
$10
/Monthly
Receive up to $10 per monthly billing statement on eligible Grubhub purchases, up to $120 over 12 billing statements.
25% inflight food and beverage savings
$0
/Annual
Save 25% on food and beverage purchases aboard American Airlines flights when paying with the card.
No foreign transaction fees
$0
/Annual
The card does not charge foreign transaction fees on purchases made outside the United States.
Enhanced airport experience
$0
/Annual
The cardholder and up to eight companions on the same reservation receive priority check-in, screening where available, and priority boarding.
Admirals Club membership
$0
/Annual
Primary cardmembers receive annual Admirals Club membership with access to more than 100 Admirals Club and partner lounges worldwide and may bring up to two guests.
Citi Entertainment access
$0
/Annual
Citi Entertainment provides access to purchase presale tickets, exclusive experiences, and other event offers.
Loyalty Point milestone bonuses
$0
/Annual
Earn a 10,000 Loyalty Point bonus at each of the 50,000- and 90,000-point milestones within the same status qualification year.

Other Citi cards

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