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Citi

Strata Premier

Annual fee
$95
Network
mastercard
Type
personal

Earn 10x points on hotels, car rentals, and attractions booked through Citi Travel, and 3x points on air travel, other hotels, restaurants, supermarkets, and gas/EV charging stations.

Citi Strata Premier

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.

Est. value
$600
Minimum spend
$4,000
Within
3 mo

Earning rates

  • all other purchases
    1×
    pts
    Citi ThankYou Points
  • Top earn
    car rentals
    booked through Citi Travel portal
    10×
    pts
    Citi ThankYou Points · Citi Travel
  • Top earn
    attractions
    booked through Citi Travel portal
    10×
    pts
    Citi ThankYou Points · Citi Travel
  • Top earn
    hotels
    booked through Citi Travel portal
    10×
    pts
    Citi ThankYou Points · Citi Travel
  • hotels
    for hotels not booked through Citi Travel portal
    3×
    pts
    Citi ThankYou Points
  • restaurants
    3×
    pts
    Citi ThankYou Points
  • supermarkets
    3×
    pts
    Citi ThankYou Points
  • gas stations
    includes gas and EV charging stations
    3×
    pts
    Citi ThankYou Points
  • air travel
    3×
    pts
    Citi ThankYou Points

On-card benefits & credits

  • Points Transfer to Partners
    $150
    /annual

    Transfer ThankYou Points to various airline and hotel partners including JetBlue, Virgin Atlantic, Choice Hotels, and Wyndham Rewards.

  • $200 Annual Hotel Benefit
    $100
    /annual

    For Strata Premier specifically, the annual hotel benefit is $200, but I'll defer to public reports of $100 to be conservative if the program changes.

  • Travel Protection Benefits
    $50
    /annual

    Includes various travel insurances to help stay protected while traveling.

  • No Foreign Transaction Fees
    $30
    /annual

    Saves ~3% on all foreign purchases.

  • Citi Entertainment®
    $20
    /annual

    Provides access to purchase presale tickets and exclusive experiences for concerts, sporting events, and more.

  • Mastercard® ID Theft Protection
    $20
    /annual

    Helps monitor your identity and alerts you if suspicious activity is found; requires free enrollment.

Other Citi cards

Is the Strata Premier right for your spend?

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