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Robinhood · synced with issuer page
Robinhood

Gold Card

Annual fee
$0
Network
visa
Type
personal
Prerequisite: Requires Robinhood Gold ($5/mo or $50/yr). Not included in annual-fee or break-even math.

It earns 3% cash back on eligible purchases and 5% cash back on travel booked through the Robinhood travel portal, subject to program terms.

Robinhood Gold Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$120

What the issuer advertises.

02Realistic
$0

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$120 of the advertised value — 100% — comes with strings attached.

Why Perqt says this
  • $120 advertised across 1 benefits.
  • $120 (100%) needs a booking, enrollment, or deadline.
  • Biggest credit — 6-Month DoorDash DashPass Trial, $120 — only via DoorDash.
Better fit if
  • You book travel through DoorDash.
  • 5× on travel matches your spend.
Probably not if
  • You book direct, not via DoorDash.

Earning rates

  • All other purchases
    3×
    cash back
    No earning caps
  • Top earn
    Travel
    Booked through the Robinhood Travel portal
    5×
    cash back
    Robinhood Travel

On-card benefits & credits

  • 6-Month DoorDash DashPass Trial
    $10
    /Monthly

    Eligible cardholders can activate a complimentary six-month DashPass trial. Requires an eligible DoorDash account, no DashPass membership in the prior six months, and keeping the card saved; it then auto-renews at the prevailing monthly price unless canceled.

  • Purchase Security
    $0
    /Annual

    Protects new purchases against theft or damage for the first 90 days. Standard Visa Signature coverage is $1,000 per occurrence and $10,000 per cardholder.

  • Visa Signature Concierge Service
    $0
    /Annual

    Provides 24/7 travel-planning assistance throughout the year for the Standard Gold Card's Visa Signature benefit level.

  • Travel and Emergency Assistance
    $0
    /Annual

    Provides 24/7 travel and emergency assistance services throughout the year.

  • Extended Warranty Protection
    $0
    /Annual

    Adds up to one additional year to qualifying warranties, subject to benefit terms. The listed limit is $10,000 per occurrence and $50,000 per cardholder.

  • Auto Rental Collision Damage Waiver
    $0
    /Annual

    Provides built-in auto-rental collision coverage when the rental is paid for with the Robinhood Gold Card. The source describes secondary domestic and primary international coverage for the rental car's full value.

  • Zero Liability Protection
    $0
    /Annual

    Cardholders are not held responsible for unauthorized transactions made with the Robinhood card, subject to applicable terms.

  • Return Protection
    $0
    /Annual

    Provides extra return protection on eligible purchases up to $250 for the Standard Gold Card's Visa Signature benefit level.

  • Trip Cancellation and Interruption
    $0
    /Annual

    Covers up to $2,000 in non-refundable fares if a covered trip is canceled or interrupted. The card must be used to secure the transaction.

  • Roadside Dispatch
    $0
    /Annual

    Provides access to 24/7 roadside assistance dispatch throughout the year; the source does not state that third-party service charges are waived.

Other Robinhood cards

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