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Robinhood · synced with issuer page
Robinhood

Gold Card

Annual fee
$60
Network
visa
Type
personal
Prerequisite: Requires Robinhood Gold ($5/mo or $50/yr). Not included in annual-fee or break-even math.

Earn 3% cash back on all eligible purchases in any category, with rewards redeemable as statement credits or as cash back that can be transferred to a Robinhood brokerage account to invest or earn interest through the cash sweep program[7].

Robinhood Gold Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$10

What the issuer advertises.

02Realistic
$0

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$10 of the advertised value — 100% — comes with strings attached.

Why Perqt says this
  • $10 advertised across 1 benefits.
  • $10 (100%) needs a booking, enrollment, or deadline.
  • Biggest credit — 6-Month DoorDash DashPass Trial, $10 — only via DoorDash.
  • No-hoops value covers 0% of the annual fee.
Better fit if
  • You book travel through DoorDash.
  • 4× on qualifying dining purchase matches your spend.
Probably not if
  • You book direct, not via DoorDash.
  • You want the fee covered without chasing — $60 short.
How Perqt calculates this

Earning rates

  • Eligible Purchases
    3×
    pts
  • Top earn
    Qualifying dining purchase
    so long as your Account is open and in “good standing” at the time of posting
    4×
    pts

On-card benefits & credits

  • 6-Month DoorDash DashPass Trial
    $10
    /One-time

    Eligible cardholders can activate a complimentary six-month DashPass trial. Requires an eligible DoorDash account, no DashPass membership in the prior six months, and keeping the card saved; it then auto-renews at the prevailing monthly price unless canceled.

  • Trip Cancellation and Interruption Insurance
    $0
    /As needed

    Covers up to $2,000 in non-refundable fares if a covered trip is canceled or interrupted. The card must be used to secure the transaction.

  • Purchase Security
    $0
    /As needed

    Protects new purchases against theft or damage for the first 90 days. Standard Visa Signature coverage is $1,000 per occurrence and $10,000 per cardholder.

  • Travel and Emergency Assistance Services
    $0
    /As needed

    Provides 24/7 travel and emergency assistance services throughout the year.

  • Extended Warranty
    $0
    /As needed

    Adds up to one additional year to qualifying warranties, subject to benefit terms. The listed limit is $10,000 per occurrence and $50,000 per cardholder.

  • Auto Rental Collision Damage Waiver
    $0
    /As needed

    Provides built-in auto-rental collision coverage when the rental is paid for with the Robinhood Gold Card. The source describes secondary domestic and primary international coverage for the rental car's full value.

  • $0 Fraud Liability
    $0
    /As needed

    Cardholders are not held responsible for unauthorized transactions made with the Robinhood card, subject to applicable terms.

  • Return Protection
    $0
    /As needed

    Provides extra return protection on eligible purchases up to $250 for the Standard Gold Card's Visa Signature benefit level.

  • Visa Signature Concierge Service
    $0
    /As needed

    Provides 24/7 travel-planning assistance throughout the year for the Standard Gold Card's Visa Signature benefit level.

  • Roadside Assistance
    $0
    /As needed

    Provides access to 24/7 roadside assistance dispatch throughout the year; the source does not state that third-party service charges are waived.

Other Robinhood cards

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