Platinum Card
This card is not open to new applicants. Existing Card Members keep their card and its benefits.
- Annual fee
- $695
- Network
- visa
- Type
- personal
It earns 3% cash back on eligible purchases and 5% cash back on travel booked through the Robinhood travel portal, subject to program terms.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$1,523 of the advertised value — 44% — comes with strings attached.
- $3,423 advertised across 11 benefits.
- $1,523 (44%) needs a booking, enrollment, or deadline.
- Biggest credit — Function Health membership, $365 — only via Function Health.
- Eight Sleep Pod and Base credit ($1,000) posts automatically. No hoops.
- No-hoops value covers 273% of the annual fee.
- You book travel through Function Health.
- You'll actually use Eight Sleep Pod and Base credit.
- No-hoops credits alone clear the fee.
- You book direct, not via Function Health.
- You'd forget monthly credits.
Earning rates
- All other purchases3×cash backEarns 3% cash back on all categories, though Robinhood markets it as cash back, it is a flat 3% cash back on all purchases.
On-card benefits & credits
- Eight Sleep Pod and Base credit$1000/One-time
Receive up to a $1,000 one-time credit toward an Eight Sleep Pod and Base, valid through September 15.
- Function Health membership$365/Annual
Complimentary $365 Function Health membership with more than 160 advanced lab tests and custom clinician insights.
- Premium hotel booking credit$250/Annual
For premium hotels booked in the app, receive up to $250 in credits every six months plus a $100 on-property credit for each stay. The issuer markets the combined benefit as up to $700 annually.
- WHOOP Peak membership and hardware$239/Annual
Complimentary WHOOP Peak membership with hardware included, stated as a $239 annual value.
- Amazon One Medical membership$199/Annual
Complimentary Amazon One Medical membership with a stated value of $199.
- Flight credit$150/Annual
Receive a $150 statement credit every six months for flights booked in the app or directly with the airline, totaling $300 annually.
- Complimentary DashPass Membership$120/One-time
Complimentary DashPass membership with a stated annual value of $120.
- Premium hotel on-property credit$100/Annual
Receive a $100 on-property credit for each eligible premium-hotel stay booked in the app.
- Waymo ride credit$20/Monthly
Receive a $250 annual credit for Waymo rides; credits are allotted monthly.
- Dining credit$20/Monthly
Receive a $250 annual credit at more than 15,000 eligible restaurants; credits are allotted monthly.
- DoorDash promotion$10/Monthly
Receive a $120 annual DoorDash promotion with no order minimum; promotions are allotted monthly.
- Purchase Security$0/As needed
May replace, repair or reimburse an eligible purchase stolen or damaged within 90 days, up to $10,000 per claim and $50,000 per cardholder.
- Concierge Service$0/As needed
Text the Platinum concierge for connections to exclusive events, private flights and more.
- Travel Accident Insurance$0/As needed
Provides up to $500,000 of accidental death and dismemberment coverage for eligible transportation tickets purchased with the card.
- Roadside Assistance$0/As needed
Access pay-per-use roadside assistance 24/7 with no enrollment, annual dues or usage limit; each service call carries a pre-negotiated fee.
- Hotel room upgrade$0/Annual
A room upgrade may be provided when available on eligible premium-hotel stays.
- Priority late check-out$0/Annual
Eligible premium-hotel stays receive priority late check-out.
- Travel and Emergency Assistance Services$0/As needed
Provides access to a multilingual assistance call center 24 hours a day, 365 days a year for medical and legal referrals, emergency transportation and other travel help.
- Trip Cancellation and Interruption Insurance$0/As needed
May reimburse the nonrefundable fare cost when eligible travel purchased with the card must be canceled or interrupted, up to $2,000 per trip.
- Daily breakfast for two$0/Annual
Eligible premium-hotel stays include daily breakfast for two.
- Extended Warranty$0/As needed
Adds one year to an eligible manufacturer's U.S. warranty of three years or less, subject to a $10,000 per-claim and $50,000 per-cardholder maximum.
- Auto Rental Collision Damage Waiver$0/As needed
Primary auto-rental collision coverage is built in when the card is used to rent a vehicle; decline the rental agency's collision damage waiver and list the cardholder as primary renter.
- Trip Delay Insurance$0/As needed
Reimburses reasonable expenses when card-purchased air travel is delayed more than six hours or requires an overnight stay, up to $500 per ticket.
- Priority Pass Membership$0/Annual
Unlimited access to more than 1,400 Priority Pass airport lounges worldwide.
- No Foreign Transaction Fees$0/As needed
Pay no foreign transaction fees when using the card abroad.
- Travel disruption support$0/Annual
Dedicated support assists with travel disruptions or changes of plans.
- Early hotel check-in$0/Annual
Early check-in is available when offered on eligible premium-hotel stays.
- Robinhood Gold membership$0/Annual
The card includes a complimentary Robinhood Gold membership.
- Lost Luggage Reimbursement$0/As needed
Reimburses eligible checked or carry-on luggage and contents for theft or carrier misdirection when the eligible ticket is purchased with the card. Coverage is up to $3,000 per trip; New York residents are limited to $2,000 per bag.
- Return Protection$0/As needed
May reimburse an eligible personal-property purchase that a merchant will not accept for return within 90 days, up to $300 per item and $1,000 annually per card account.
Other Robinhood cards
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