It earns 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and on dining; and 1.5% on other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Perqt Analysis
Three ways to value this card. Only one of them is yours.
Earn $300 in OneKeyCash after spending $1,000 in purchases in the first 3 months of account opening.
Est. value
$300
Minimum spend
$1,000
Within
3 mo
Earning rates
All other purchases
On all other eligible purchases
1.5×
cash back
OneKeyCash
Top earn
Expedia, Hotels.com, and Vrbo
On eligible travel bookings made on Expedia, Hotels.com, and Vrbo
3×
cash back
OneKeyCash · Expedia, Hotels.com, Vrbo
Top earn
Gas stations
At eligible gas stations
3×
cash back
OneKeyCash
Top earn
Grocery stores
At eligible grocery stores / supermarkets
3×
cash back
OneKeyCash
Top earn
Dining
At eligible dining establishments, restaurants, and delivery
3×
cash back
OneKeyCash
On-card benefits & credits
One Key Gold status (Spend Tier)
$0
/Annual
Unlocks after $15,000 calendar-year spend on the card. Gold is valid for the rest of the qualifying year, the next full calendar year, and through February 28 of the following year.
Cellular Telephone Protection
$0
/Annual
Covers damage, theft, or involuntary and accidental parting when the monthly wireless bill is paid with the card. A $25 deductible applies, with no more than two paid claims per 12-month period.
Auto Rental Collision Damage Waiver
$0
/Annual
Primary coverage except for New York residents reimburses covered damage to or theft of an eligible rental vehicle. Pay the full rental cost with the card and/or associated rewards and decline the rental company’s coverage.
Travel Accident Insurance
$0
/Annual
Provides up to $1,000,000 of travel accident coverage for accidental loss of life, limb, sight, speech, or hearing on a covered trip. Common-carrier fare must be paid in full with the card and/or associated rewards.
No foreign transaction fee
$0
/Annual
The card charges no foreign transaction fee on purchases converted to U.S. dollars.
Trip Cancellation and Interruption Protection
$0
/Annual
Secondary coverage reimburses nonrefundable scheduled common-carrier passenger fare when a trip is canceled or interrupted for a covered reason. The entire fare, less redeemable certificates, vouchers, or coupons, must be paid with the card and/or associated rewards.
Automatic One Key Silver status
$0
/Annual
The primary cardholder receives automatic One Key Silver tier while the linked One Key Mastercard remains open. Silver Member Prices offer savings of 15% or more at over 10,000 hotels worldwide.
