Earn 3% OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% at gas stations, grocery stores, and dining, and 2% on all other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn $400 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.
Est. value
$400
Minimum spend
$3,000
Within
3 mo
Earning rates
all_other_purchases
On all other purchases
2×
cash back
One Key · none · Earns 2% OneKeyCash
Top earn
hotels.com
Hotels.com bookings
3×
cash back
One Key · Hotels.com · Earns 3% OneKeyCash
Top earn
vrbo
Vrbo bookings
3×
cash back
One Key · Vrbo · Earns 3% OneKeyCash
Top earn
expedia
Expedia bookings
3×
cash back
One Key · Expedia · Earns 3% OneKeyCash
Top earn
grocery_stores
At grocery stores
3×
cash back
One Key · none · Earns 3% OneKeyCash
Top earn
dining
At restaurants/dining
3×
cash back
One Key · none · Earns 3% OneKeyCash
Top earn
gas_stations
At gas stations
3×
cash back
One Key · none · Earns 3% OneKeyCash
On-card benefits & credits
3% on Gas, Groceries, and Dining
$360
/annual
Earn 3% in OneKeyCash at gas stations, grocery stores, and on dining. Estimated against $2,400 gas, $6,000 grocery, and $3,600 dining spend.
Automatic One Key Gold Status
$300
/annual
Automatic Gold tier status in the One Key program, providing savings of 20% or more on over 10,000 hotels worldwide.
Unlock Platinum Status (Spend Tier)
$200
/annual
Unlocks after $30,000 calendar-year spend on the card. (Spend Tier) Upgrade to the highest One Key tier for additional travel benefits.
2% Base Rewards Rate
$200
/annual
Earn 2% in OneKeyCash on all other purchases. Estimated against $10,000 in miscellaneous annual spend.
Cellular Telephone Protection
$100
/annual
Up to $1,000 of protection against damage, theft, or unintended separation of your cell phone when you pay your monthly bill with the card. Subject to a $25 deductible.
Anniversary Bonus OneKeyCash
$100
/annual
Receive $100 in OneKeyCash each year on your cardholder anniversary.
3% on Expedia, Hotels.com, and Vrbo
$90
/annual
Earn 3% in OneKeyCash on eligible bookings made through Expedia, Hotels.com, and Vrbo. Estimated against $3,000/yr in portal spend.
Auto Rental Collision Damage Waiver
$75
/annual
Secondary coverage for reimbursement of up to $50,000 for theft or damage to eligible rental vehicles.
Trip Cancellation and Interruption Protection
$50
/annual
Reimbursement for nonrefundable common carrier fares if a trip is canceled or interrupted for a covered reason.
No Foreign Transaction Fees
$50
/annual
Pay no foreign transaction fees for purchases made outside the U.S. and converted to U.S. dollars.
Trusted Traveler Program Credit
$30
/annual
Receive one statement credit up to $120 every 4 years for Global Entry or TSA PreCheck application fees.
Travel Accident Insurance
$20
/annual
Up to $1,000,000 in coverage for accidental death or dismemberment when purchasing common carrier tickets with the card.
