Top no-category, flat-rate cards for everything that doesn't fit a bonus category.
- 1
Chase
IHG One Rewards Premier Select
$350 annual fee
6×
pts
- 2
Chase
United Club Infinite
$695 annual fee
5×
miles
- 3
Bilt
Bilt Blue Card
$0 annual fee · Flexible Bilt Cash Option
4×
cash back
Unlock every card ranked for everyday spend…
The cards above are a preview. Perqt members see every ranked card with real cash-back math and picks from their own wallet.
Sign up to unlock- 4
Bilt
Bilt Palladium Card
$495 annual fee
4×
cash back
- 5
Coinbase
Coinbase One Card
$50 annual fee
4×
cash back
- 6
Bilt
Bilt Obsidian Card
$95 annual fee
4×
cash back
- 7
American Express
Hilton Honors Aspire
$550 annual fee
3×
pts
- 8
Chase
IHG One Rewards Premier
$99 annual fee
3×
pts
- 9
Chase
United Explorer
$150 annual fee
3×
miles
- 10
American Express
Hilton Honors Surpass
$150 annual fee
3×
pts
On desktop? Skip the lookup
The Perqt browser extension surfaces the best card for everyday spend — and every other category — right on the checkout page.
This is just one category. Perqt ranks all of them against your wallet.
Dining, groceries, travel, streaming, transit — every dollar you swipe has a best-earning card. Explore a few below, or unlock the whole map.
Best card for
Dining & Restaurants
Find the highest-earning credit cards for restaurants, takeout, and food delivery — ranked by points-per-dollar with real cash-back math.
See the rankingBest card for
Groceries & Supermarkets
Top credit cards for grocery spend at supermarkets like Whole Foods, Kroger, Publix, and Trader Joe's — ranked by effective return.
See the rankingBest card for
Airlines & Flights
Best cards for booking flights directly with airlines — ranked by points-per-dollar and elite-status perks.
See the rankingBest card for
Hotels
Top hotel credit cards including co-brand and flexible-points options for Marriott, Hilton, Hyatt, and IHG stays.
See the ranking