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All comparisons
Head-to-head, 2026

Bank of America Atmos™ Rewards Visa Signature® Business Card Bank of America Premium Rewards Elite

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Bank of America Atmos™ Rewards Visa Signature® Business Card

Bank of America

Atmos™ Rewards Visa Signature® Business Card

Annual fee
$95
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 3×Alaska Airlines purchases · Alaska Airlines Mileage Plan
  • 1×All other purchases · Alaska Airlines Mileage Plan

Key benefits

  • $99 Companion Fare (Spend Tier) · $350
  • Free checked bag · $140
  • $100 off Alaska Lounge+ Membership · $0
  • Travel accident insurance · $0
  • Auto rental coverage · $0
Full Bank of America Atmos™ Rewards Visa Signature® Business Card review

Bank of America

Premium Rewards Elite

Annual fee
$550
Network
visa
Welcome value
$750
Min spend
$5,000 / 3mo

Top earning rates

  • 2×Travel · Bank of America Premium Rewards
  • 2×Dining · Bank of America Premium Rewards
  • 1.5×All Other Purchases · Bank of America Premium Rewards

Key benefits

  • No foreign transaction fees · $0
  • 20% airfare savings on points redemptions · $0
  • Up to four Priority Pass Select memberships · $0
  • Rental-car status upgrades and discounts · $0
  • 24/7 full-service concierge · $0
Full Bank of America Premium Rewards Elite review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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