It earns 2 points per $1 on travel and dining and 1.5 points per $1 on all other purchases, with eligible Bank of America Preferred Rewards members able to earn a 25%–75% rewards bonus.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Perqt Analysis
Three ways to value this card. Only one of them is yours.
75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening
Est. value
$750
Minimum spend
$5,000
Within
3 mo
Earning rates
All other purchases
1.5×
pts
Top earn
Travel and dining purchases
2×
pts
On-card benefits & credits
Airline Incidental Statement Credit
$300
/Annual
Lifestyle Credit
$150
/Annual
Airport Security Statement Credit
$120
/One-time
Air Savings Program — 20% off airfare when paying with points
$0
/Annual
Save 20% on domestic or international airfare for any class when you pay with points. To be eligible for the 20% discount, the airfare itinerary must be booked online at bankofamerica.com/travel or through the Premium Rewards Elite concierge service using the Bank of America Travel booking system.
24/7 full-service concierge
$0
/As needed
Complimentary 24/7 Visa Infinite concierge assistance is available for travel booking, dining reservations, event tickets, and unique experiences. Cardholders pay for goods, services, and bookings arranged by the concierge.
Visa Infinite Car Rental Benefits
$0
/As needed
VIP amenities, complimentary status upgrades and discounts with Avis, Hertz and National. The issuer states no dollar amount, so this counts as $0.
Visa Infinite Luxury Hotel Collection benefits
$0
/Annual
Eligible Visa Infinite Luxury Hotel Collection stays include late checkout, daily breakfast for two, automatic upgrades, and other benefits; some benefits depend on availability.
No Foreign Transaction Fees
$0
/As needed
No foreign transaction fees are charged on purchases made outside the United States.
Travel insurance protections
$0
/Annual
Travel insurance protections assist with trip delays, trip cancellations and interruptions, baggage delay, lost-luggage reimbursement, roadside assistance, and emergency evacuation and transportation. The sources provide no reimbursement ceilings.
$0 Liability Guarantee
$0
/As needed
Up to four Priority Pass Select memberships
$0
/Annual
Up to four people may enroll without a membership fee. Each enrolled member receives complimentary access to participating Priority Pass lounges and experiences, with complimentary guest visits subject to program and location restrictions.
