Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase IHG One Rewards Premier Chase World of Hyatt

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of HyattBigger welcome offer: Chase World of Hyatt

Chase

IHG One Rewards Premier

Annual fee
$99
Network
mastercard
Welcome value
$700
Min spend
$3,000 / 3mo

Top earning rates

  • 10×IHG Hotels & Resorts · IHG One Rewards
  • 5×Travel · IHG One Rewards
  • 5×Gas stations · IHG One Rewards
  • 5×Dining · IHG One Rewards

Key benefits

  • Fourth Reward Night Free · $200
  • Anniversary Free Night · $200
  • Global Entry, TSA PreCheck or NEXUS Credit · $120
  • DoorDash Non-Restaurant Discount · $10
  • Monthly Instacart Credit · $10
Full Chase IHG One Rewards Premier review

Chase

World of Hyatt

Annual fee
$95
Network
visa
Welcome value
$1,020
Min spend
$3,000 / 3mo

Top earning rates

  • 4×Hotels · World of Hyatt
  • 2×Dining · World of Hyatt
  • 2×Flights · World of Hyatt
  • 2×Transit · World of Hyatt

Key benefits

  • Extra Category 1–4 free night (Spend Tier) · $300
  • Annual Category 1–4 free night · $300
  • Lost luggage reimbursement · $0
  • Trip cancellation and interruption insurance · $0
  • Hyatt points do not expire while card is open · $0
Full Chase World of Hyatt review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer