2x points on all purchases
2x Membership Rewards points on every purchase on the first $50,000 in spend per calendar year. Estimated against $25,000 annual spend.
Targeted offers for statement credits or bonus points at specific retailers, dining, and travel partners. Typical value for an active user.
Access to the American Express Global Collection of Hotels. Includes room upgrades (when available) and a $100 experience credit for qualifying stays of 2+ nights.
Access to American Express's business-focused ecosystem, allowing for employee cards at no additional cost to boost point earnings.
Car Rental Loss and Damage Insurance
Secondary coverage for damage to or theft of a rental vehicle in a covered territory.
Provides an additional year of coverage on original manufacturer's warranties of 5 years or less. Covers up to $10,000 per incident.
Ability to spend above your credit limit to provide business flexibility. Amount varies based on use, credit, and financial resources.
Covers tangible items purchased with the card against theft or accidental damage for up to 90 days from the purchase date.
1x points on spend over $50k
1x Membership Rewards points on all purchases after the first $50,000 spent in a calendar year. Estimate assumes $0 value if under cap, or base value for spend above cap.