Earn 3% cash back at U.S. supermarkets, U.S. online retail purchases, and at U.S. gas stations (on up to $6,000 per year in purchases in each category, then 1%), and 1% on other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Perqt Analysis
Three ways to value this card. Only one of them is yours.
As high as $200 cash back (received as Reward Dollars) after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Minimum spend
$2,000
Within
6 mo
Earning rates
Other eligible purchases
1×
cash back
Top earn
Groceries at U.S. supermarkets
on up to $6,000 per year in purchases (then 1%)
3×
cash back
Top earn
U.S. Online Retail purchases
on up to $6,000 per year in purchases (then 1%)
3×
cash back
Top earn
Gas at U.S. gas stations
on up to $6,000 per year in purchases (then 1%)
3×
cash back
On-card benefits & credits
$180 Home Chef Credit
$15
/Monthly
Get up to $15 in statement credits monthly on a Home Chef subscription.
$84 Disney Streaming Credit
$7
/Monthly
Get up to $7 back each month when you use your Card to purchase eligible streaming subscriptions to Disney+, Hulu, and ESPN.
American Express Venue Collection
$0
/Annual
On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.
Amex Event Perks
$0
/As needed
At select events, Card Members can receive perks such as dedicated entrances and checkout lanes, exclusive offers, popups and other fan-experience extras. Event Perks vary by event and are available while supplies last. Additional terms may apply by event, such as guest policy and capacity limitations for Fan Experiences and enrollment and Card eligibility for offers. Perks are subject to change without notice. See event terms for additional information.
Purchase Protection
$0
/As needed
Protects eligible purchases against theft or accidental damage for up to 90 days from the purchase date.
Amex Special Ticket Access
$0
/As needed
Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.
Car Rental Loss and Damage Insurance
$0
/As needed
Secondary coverage for damage to or theft of a rental vehicle when you decline the rental company's collision damage waiver.
