Delta SkyMiles Gold
- Annual fee
- $150
- Network
- amex
- Type
- personal
It earns Delta SkyMiles, including elevated rewards on eligible Delta purchases, at U.S. supermarkets, and at restaurants worldwide, with 1 mile per dollar on other eligible purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$320 of the advertised value — 57% — comes with strings attached.
- $560 advertised across 4 benefits.
- $320 (57%) needs a booking, enrollment, or deadline.
- Biggest credit — $200 Delta Flight Credit (Spend Tier), $200 — comes with conditions.
- First Checked Bag Free ($140) posts automatically. No hoops.
- No-hoops value covers 160% of the annual fee.
- You'll actually use $200 Delta Flight Credit (Spend Tier).
- You'll actually use First Checked Bag Free.
- 2× on Restaurants worldwide, plus takeout and delivery in the U.S. matches your spend.
- You won't use $200 Delta Flight Credit (Spend Tier).
Welcome offer
Earn up to 80,000 bonus miles and a $250 statement credit after spending $3,000 in purchases on your new Card within the first 6 months of Card Membership.
- Minimum spend
- $3,000
- Within
- 6 mo
Earning rates
- All other eligible purchases1×miles
- Top earnRestaurants worldwide, plus takeout and delivery in the U.S.2×miles
- Top earnU.S. Supermarkets2×miles
- Top earnDelta purchases2×miles
On-card benefits & credits
- $200 Delta Flight Credit (Spend Tier)$200/Annual
After $10,000 in eligible calendar-year card purchases, receive one $200 Delta eCredit for future eligible Delta flight purchases. Unlocks after $10,000 calendar-year spend on the card.
- First Checked Bag Free$140/Annual
First checked bag free on Delta flights worldwide — saving up to $90 per person on a round trip. The Basic Card Member's SkyMiles number must be on the reservation; eligible companions on the same reservation receive the waiver too, up to nine waivers.
- $100 Delta Stays Credit$100/Annual
Up to $100 back per calendar year as a statement credit after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.
- $120 Rideshare Credit$10/Monthly
After the first Card renewal, up to $10 in statement credits each month — up to $120 a year — on U.S. rideshare purchases with select providers when paid with the enrolled Card.
- Zone 5 Priority Boarding$0/Annual
Zone 5 Priority Boarding on Delta flights for Card Members.
- TakeOff 15$0/Annual
Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Purchase Protection$0/As needed
Eligible purchases may be covered against accidental damage or theft for up to 90 days from purchase. Coverage is up to $1,000 per covered purchase and $50,000 per calendar year.
- Extended Warranty$0/As needed
Eligible U.S. purchases with original manufacturer warranties of five years or less may receive up to one additional year of warranty coverage.
- American Express Venue Collection$0/Annual
On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.
- Second Checked Bag Free$0/Annual
Second checked bag free on domestic Delta itineraries — saving up to an additional $110 on a round trip. Basic Card Members only (not Additional Card Members), once per Eligible Card per direction of travel, with the Basic Card Member's SkyMiles number on the reservation before check-in or bag payment. Origin and destination must be within the United States (U.S. 48, Alaska, Hawaii, Puerto Rico, U.S. Virgin Islands) on a Delta or Delta Connection flight that is both Delta-marketed and Delta-operated; codeshare flights are not eligible. Standard bag fee only — the bag must not be overweight or oversize, and the waiver does not apply if you already receive two or more free checked bags from your fare, Medallion Status, or active-duty military status.
- Global Assist® Hotline$0/As needed
Provides 24/7 emergency assistance and coordination when traveling more than 100 miles from home, including medical and legal referrals, emergency cash wires and missing-luggage assistance. Third-party service costs remain the cardholder’s responsibility.
- No Foreign Transaction Fees$0/As needed
American Express will not charge a foreign transaction fee on purchases made outside of the United States with the Card.
- 20% Back on Delta In-Flight Purchases$0/As needed
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
- Pay with Miles$0/As needed
Take up to $50 off the cost of a Delta flight for every 5,000 miles redeemed with Pay with Miles when booking on delta.com.
- Amex Event Perks$0/As needed
At select events, Card Members can receive perks such as dedicated entrances and checkout lanes, exclusive offers, popups and other fan-experience extras. Event Perks vary by event and are available while supplies last. Additional terms may apply by event, such as guest policy and capacity limitations for Fan Experiences and enrollment and Card eligibility for offers. Perks are subject to change without notice. See event terms for additional information.
- Baggage Insurance Plan$0/As needed
- Amex Special Ticket Access$0/As needed
Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.
Other American Express cards
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