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American Express

Delta SkyMiles® Gold Business Card

Annual fee
$150
Network
amex
Type
business

Earn 2x miles on eligible Delta purchases, U.S. purchases for advertising in select media, U.S. shipping purchases, and at restaurants, plus 1x miles on all other eligible purchases.

American Express Delta SkyMiles® Gold Business Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$610

What the issuer advertises.

02Realistic
$290

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$320 of the advertised value — 52% — comes with strings attached.

Why Perqt says this
  • $610 advertised across 4 benefits.
  • $320 (52%) needs a booking, enrollment, or deadline.
  • Biggest credit — $200 Delta Flight Credit (Spend Tier), $200 — comes with conditions.
  • $150 Delta Stays Credit ($150) posts automatically. No hoops.
  • No-hoops value covers 193% of the annual fee.
Better fit if
  • You'll actually use $200 Delta Flight Credit (Spend Tier).
  • You'll actually use $150 Delta Stays Credit.
  • 2× on Delta purchases matches your spend.
Probably not if
  • You won't use $200 Delta Flight Credit (Spend Tier).

Welcome offer

Earn 90,000 bonus miles after spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Est. value
$1,080
Minimum spend
$6,000
Within
6 mo
First-year annual fee waived

Earning rates

  • All other purchases
    1×
    miles
    Delta SkyMiles
  • Top earn
    Delta purchases
    2×
    miles
    Delta SkyMiles
  • Top earn
    Shipping
    U.S. shipping purchases
    2×
    miles
    Delta SkyMiles
  • Top earn
    Advertising
    U.S. advertising in select media
    2×
    miles
    Delta SkyMiles
  • Top earn
    Dining
    at U.S. restaurants
    2×
    miles
    Delta SkyMiles

On-card benefits & credits

  • $200 Delta Flight Credit (Spend Tier)
    $200
    /Annual

    Earn a $200 Delta Flight Credit to use toward future travel. Unlocks after $10000 calendar-year spend on the card.

  • $150 Delta Stays Credit
    $150
    /Annual

    Up to $150 back per calendar year as a statement credit after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.

  • First Checked Bag Free
    $140
    /Annual

    First checked bag free on Delta flights worldwide — saving up to $90 per person on a round trip. The Basic Card Member's SkyMiles number must be on the reservation; eligible companions on the same reservation receive the waiver too, up to nine waivers.

  • $120 Rideshare Credit
    $10
    /Monthly

    Up to $10 in statement credits each month — up to $120 a year — on U.S. rideshare purchases with select providers when paid with the enrolled Card.

  • Zone 5 Priority Boarding
    $0
    /Annual

    Zone 5 Priority Boarding on Delta flights for Card Members.

  • TakeOff 15
    $0
    /Annual

    Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.

  • Amex Special Ticket Access
    $0
    /As needed

    Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.

  • Baggage Insurance Plan
    $0
    /As needed

    Coverage for lost, damaged, or stolen baggage during travel on a common carrier.

  • Extended Warranty
    $0
    /As needed

    Provides up to one extra year added to the Original Manufacturer's Warranty.

  • Car Rental Loss and Damage Insurance
    $0
    /As needed

    Secondary coverage for damage to or theft of a rental vehicle when you decline the collision damage waiver.

  • Vendor Pay by BILL
    $0
    /As needed

    Get started with Vendor Pay by BILL by enrolling your eligible American Express® Business, Corporate, or Corporate Purchasing Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for the first six months. After six months, the second user will be charged $15 per month. The Advanced plan is $59 per user per month, and the Advanced Plus plan is $99 per user per month. Additional fees may apply based on plan type, payment methods selected, accounting system integrations, and the number of users.

  • Global Assist® Hotline
    $0
    /As needed

    24/7 emergency assistance and coordination services when traveling more than 100 miles from home.

  • Pay with Miles
    $0
    /As needed

    Take up to $50 off the cost of a Delta flight for every 5,000 miles redeemed with Pay with Miles when booking on delta.com.

  • No Foreign Transaction Fees
    $0
    /As needed

    American Express will not charge a foreign transaction fee on purchases made outside of the United States with the Card.

  • 20% Back on Delta In-Flight Purchases
    $0
    /As needed

    Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.

  • Purchase Protection
    $0
    /As needed

    Protects eligible purchases up to 90 days from purchase if stolen or accidentally damaged.

  • Second Checked Bag Free
    $0
    /Annual

    Second checked bag free on domestic Delta itineraries — saving up to an additional $110 on a round trip. Basic Card Members only (not Additional Card Members), once per Eligible Card per direction of travel, with the Basic Card Member's SkyMiles number on the reservation before check-in or bag payment. Origin and destination must be within the United States (U.S. 48, Alaska, Hawaii, Puerto Rico, U.S. Virgin Islands) on a Delta or Delta Connection flight that is both Delta-marketed and Delta-operated; codeshare flights are not eligible. Standard bag fee only — the bag must not be overweight or oversize, and the waiver does not apply if you already receive two or more free checked bags from your fare, Medallion Status, or active-duty military status.

Other American Express cards

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