Delta SkyMiles® Gold Business Card

Annual fee: $150
Network: amex
Type: business

Earn 2x miles on eligible Delta purchases, U.S. purchases for advertising in select media, U.S. shipping purchases, and at restaurants, plus 1x miles on all other eligible purchases.

American Express Delta SkyMiles® Gold Business Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$610

What the issuer advertises.

02Realistic

$490

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$120 of the advertised value — 20% — comes with strings attached.

Why Perqt says this

$610 advertised across 4 benefits.
$120 (20%) needs a booking, enrollment, or deadline.
Biggest credit — $120 Rideshare Credit, $120 — comes with conditions.
$200 Delta Flight Credit (Spend Tier) ($200) posts automatically. No hoops.
No-hoops value covers 327% of the annual fee.

Better fit if

You'll actually use $120 Rideshare Credit.
You'll actually use $200 Delta Flight Credit (Spend Tier).
2× on Delta purchases matches your spend.

Probably not if

You won't use $120 Rideshare Credit.
You'd forget monthly credits.

How Perqt calculates this

Welcome offer

Earn 55,000 bonus miles after spending $4,000 in purchases on the new card in your first 6 months.

Est. value: $660
Minimum spend: $4,000
Within: 6 mo

First-year annual fee waived

Earning rates

All other purchases
1×
miles
Delta SkyMiles
Top earn
Delta purchases
2×
miles
Delta SkyMiles
Top earn
Shipping
U.S. shipping purchases
2×
miles
Delta SkyMiles
Top earn
Advertising
U.S. advertising in select media
2×
miles
Delta SkyMiles
Top earn
Dining
at U.S. restaurants
2×
miles
Delta SkyMiles

On-card benefits & credits

$200 Delta Flight Credit (Spend Tier)
$200
/Annual
Earn a $200 Delta Flight Credit to use toward future travel. Unlocks after $10000 calendar-year spend on the card.
$150 Delta Stays Credit
$150
/Annual
Earn up to $150 back annually on eligible prepaid Delta Stays bookings.
First and Second Checked Bag Free
$140
/One-time
Your first checked bag flies free on international and domestic Delta flights, and your second bag flies free on domestic Delta flights.
$120 Rideshare Credit
$10
/Monthly
Earn up to $10 in statement credits each month on U.S. rideshare purchases with select providers.
Take 15% Off Award Travel
$0
/One-time
Save 15% anytime you book Award Travel with miles on Delta flights using delta.com and the Fly Delta app.
Car Rental Loss and Damage Insurance
$0
/One-time
Secondary coverage for damage to or theft of a rental vehicle when you decline the collision damage waiver.
Global Assist® Hotline
$0
/One-time
24/7 emergency assistance and coordination services when traveling more than 100 miles from home.
Pay with Miles
$0
/One-time
Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles.
Zone 5 Priority Boarding
$0
/One-time
Enjoy Zone 5 Priority Boarding on Delta flights.
No Foreign Transaction Fees
$0
/One-time
Use your card globally without incurring foreign transaction fees.
Baggage Insurance Plan
$0
/One-time
Coverage for lost, damaged, or stolen baggage during travel on a common carrier.
Extended Warranty
$0
/One-time
Provides up to one extra year added to the Original Manufacturer's Warranty.
Purchase Protection
$0
/One-time
Protects eligible purchases up to 90 days from purchase if stolen or accidentally damaged.

Other American Express cards

Is the Delta SkyMiles® Gold Business Card right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings