Gold

Annual fee: $325
Network: amex
Type: personal

Earn 4x points at restaurants worldwide (up to $50,000/year) and U.S. supermarkets (up to $25,000/year), and 3x points on flights booked directly or via amextravel.com.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn as high as 100,000 Membership Rewards points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

Est. value: $1,000
Minimum spend: $8,000
Within: 6 mo

Earning rates

all other purchases
Earn 1x point per dollar spent on other eligible purchases
1×
pts
Membership Rewards
Top earn
dining
Earn 4x points at restaurants worldwide, up to $50,000 per calendar year (then 1x)
4×
pts
Membership Rewards
Top earn
grocery
Earn 4x points at U.S. supermarkets, up to $25,000 per calendar year (then 1x)
4×
pts
Membership Rewards
flights
Earn 3x points on flights booked directly with airlines or on amextravel.com
3×
pts
Membership Rewards
travel
Earn 2x points on prepaid hotels and other eligible travel booked through AmexTravel.com
2×
pts
Membership Rewards · Amex Travel

On-card benefits & credits

$100 The Hotel Collection Credit
$100
/annual
Car Rental Loss and Damage Insurance
$75
/annual
$100 Resy Credit
$50
/semi_annual
$50 semi-annual Resy dining credit
Baggage Insurance Plan
$50
/annual
No Foreign Transaction Fees
$35
/annual
$120 Dining Credit
$10
/monthly
$10 monthly at Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys
$120 Uber Cash
$10
/monthly
$10 monthly Uber/Uber Eats credit
$84 Dunkin Credit
$7
/monthly
$7 monthly Dunkin credit

Other American Express cards

Is the Gold right for your spend?

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