Hilton Honors Aspire
- Annual fee
- $550
- Network
- amex
- Type
- personal
Earn 14X Hilton Honors Bonus Points on eligible Hilton purchases, 7X points on U.S. restaurants, flights booked directly with airlines or Amex Travel, and select car rentals, and 3X points on all other eligible purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$650 of the advertised value — 40% — comes with strings attached.
- $1,619 advertised across 6 benefits.
- $650 (40%) needs a booking, enrollment, or deadline.
- Biggest credit — Free Night Reward at $30k (Spend Tier), $350 — comes with conditions.
- $400 Hilton Resort Credit ($400) posts automatically. No hoops.
- No-hoops value covers 176% of the annual fee.
- You'll actually use Free Night Reward at $30k (Spend Tier).
- You'll actually use $400 Hilton Resort Credit.
- 14× on hotels and resorts within the Hilton Portfolio matches your spend.
- You won't use Free Night Reward at $30k (Spend Tier).
- You'd forget monthly credits.
Welcome offer
Earn 200,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
- Est. value
- $800
- Minimum spend
- $6,000
- Within
- 6 mo
Earning rates
- All other eligible purchases3×ptsHilton Honors
- Top earnHotels and resorts within the Hilton Portfolio14×ptsHilton Honors
- Car rentals purchased directly from select car rental companies7×ptsHilton Honors
- Flights booked directly with airlines or flights booked through American Express Travel7×ptsHilton Honors · American Express Travel
- U.S. Restaurants7×ptsHilton Honors
On-card benefits & credits
- Free Night Reward at $30k (Spend Tier)$350/Annual
Earn a Free Night Reward after you spend $30,000 in purchases on your Card in a calendar year. Earn another Free Night Reward after you spend an additional $30,000 in purchases on your Card in the same calendar year. Unlocks after $30,000 calendar-year spend on the card.
- Annual Free Night Reward$350/Annual
Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
- $219 CLEAR+ Credit$219/Annual
Up to $219 in statement credits per calendar year to cover a CLEAR+ Membership when you pay with the Card.
- $400 Hilton Resort Credit$200/Semi-annual
Up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts — up to $400 back annually.
- $100 Waldorf Astoria & Conrad Property Credit$100/As needed
Receive up to a $100 credit for qualifying charges at Waldorf Astoria and Conrad Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or by calling Hilton at (855) 292-5757 and providing the booking reference ZZAAP1.
- $200 Flight Credit$50/Quarterly
Up to $50 in statement credits each quarter — up to $200 a year — on flight purchases made directly with an airline, through AmexTravel.com, or in the Amex Travel App.
- Amex Event Perks$0/As needed
At select events, Card Members can receive perks such as dedicated entrances and checkout lanes, exclusive offers, popups and other fan-experience extras. Event Perks vary by event and are available while supplies last. Additional terms may apply by event, such as guest policy and capacity limitations for Fan Experiences and enrollment and Card eligibility for offers. Perks are subject to change without notice. See event terms for additional information.
- Amex Special Ticket Access$0/As needed
Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.
- Premium Global Assist® Hotline$0/As needed
24/7 medical, legal, financial and other emergency coordination while traveling more than 100 miles from home. Emergency medical transportation may be covered at no cost when approved and coordinated by the hotline.
- Concierge Service$0/As needed
Concierge assistance for dinner reservations, event tickets and similar arrangements by calling the number on the back of the Card.
- Complimentary Hilton Honors Diamond Status$0/Annual
Complimentary Hilton Honors Diamond status with the Card: a 100% bonus on base points on every stay, premium Wi-Fi, space-available room upgrades and executive lounge access at select properties.
- Global Dining Access$0/Annual
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy.
- Purchase Protection$0/As needed
Covers eligible purchases against accidental damage or theft, up to $10,000 per covered purchase and up to $50,000 per calendar year.
- No Foreign Transaction Fees$0/As needed
Enjoy international travel without additional fees on purchases made abroad.
- American Express Venue Collection$0/Annual
On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.
- Extended Warranty$0/As needed
Matches the Original Manufacturer's Warranty for up to one additional year on warranties of 5 years or less.
- Return Protection$0/As needed
If a merchant will not take an eligible item back within 90 days of purchase, Amex may refund the purchase price excluding shipping and handling, up to $300 per item and up to $1,000 per calendar year per Card account.
- Cell Phone Protection$0/As needed
Reimbursement for repair or replacement of a damaged or stolen cell phone up to $800 per claim, with a $50 deductible, for 2 approved claims per 12-month period when the prior month's wireless bill was paid with the Card.
- Trip Delay Insurance$0/As needed
If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, can help reimburse certain additional expenses up to $500 per trip, maximum 2 claims per 12 consecutive month period.
- Trip Cancellation and Interruption Insurance$0/As needed
Reimburses non-refundable trip expenses when a covered reason cancels or interrupts a round trip purchased entirely with the Card, up to $10,000 per trip and up to $20,000 per Card per 12 consecutive months.
- Car Rental Loss and Damage Insurance$0/As needed
Secondary coverage for theft of or damage to an eligible rental vehicle when the rental is paid with the Card and the rental company's collision coverage is declined. Underwritten by AMEX Assurance Company.
- National Car Rental Emerald Club Executive Status$0/Annual
Enjoy complimentary National Car Rental Emerald Club Executive status.
- Baggage Insurance Plan$0/As needed
Coverage for lost, damaged or stolen baggage when the fare is paid with the Card. Underwritten by AMEX Assurance Company; terms, conditions and exclusions apply.
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