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American Express

Hilton Honors Business

Annual fee
$195
Network
amex
Type
business

Earns up to 12X Hilton Honors Bonus Points on eligible purchases at hotels and resorts within the Hilton portfolio, plus elevated points on everyday business purchases.

See current offer See your savings
American Express Hilton Honors Business

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$240

What the issuer advertises.

02Realistic
$0

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$240 of the advertised value — 100% — comes with strings attached.

Why Perqt says this
  • $240 advertised across 1 benefits.
  • $240 (100%) needs a booking, enrollment, or deadline.
  • Biggest credit — $240 Hilton Credit, $240 — comes with conditions.
  • No-hoops value covers 0% of the annual fee.
Better fit if
  • You'll actually use $240 Hilton Credit.
  • 12× on hotels matches your spend.
Probably not if
  • You won't use $240 Hilton Credit.
  • You want the fee covered without chasing — $195 short.
  • You'd forget monthly credits.
How Perqt calculates this

Welcome offer

Earn 130,000 Hilton Honors Bonus Points after you make purchases with your new Card totaling $6,000 or more in the first 6 months of Card Membership starting from the date your account was opened.

Minimum spend
$6,000
Within
6 mo

Earning rates

  • All other purchases
    On all other eligible purchases
    3×
    pts
    Hilton Honors
  • Top earn
    Hotels
    For eligible purchases charged directly with a hotel or resort within the Hilton portfolio
    12×
    pts
    Hilton Honors · Earn 12x points directly with Hilton properties
  • Shipping
    On U.S. purchases for shipping, on up to $100,000 in combined purchases per calendar year across all 5x categories (then 3x)
    5×
    pts
    Hilton Honors
  • Wireless_services
    On wireless telephone services purchased directly from U.S. service providers, on up to $100,000 in combined purchases per calendar year across all 5x categories (then 3x)
    5×
    pts
    Hilton Honors
  • Flights
    On flights booked directly with airlines or American Express Travel, on up to $100,000 in combined purchases per calendar year across all 5x categories (then 3x)
    5×
    pts
    Hilton Honors
  • Car_rental
    On car rentals booked directly with select car rental companies, on up to $100,000 in combined purchases per calendar year across all 5x categories (then 3x)
    5×
    pts
    Hilton Honors
  • Dining
    At U.S. restaurants (including takeout and delivery), on up to $100,000 in combined purchases per calendar year across all 5x categories (then 3x)
    5×
    pts
    Hilton Honors
  • Gas
    At U.S. gas stations, on up to $100,000 in combined purchases per calendar year across all 5x categories (then 3x)
    5×
    pts
    Hilton Honors

On-card benefits & credits

  • $240 Hilton Credit
    $60
    /Quarterly

    Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio.

  • Employee Cards
    $0
    /Annual

    Add up to 99 Employee Cards with no annual fee.

  • Upgrade to Hilton Honors Diamond Status (Spend Tier)
    $0
    /Annual

    Unlocks after $40000 calendar-year spend on the card. Earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.

  • Complimentary National Car Rental Status
    $0
    /Annual

    Enjoy complimentary National Car Rental Emerald Club Executive status. Enrollment is required.

  • Baggage Insurance Plan
    $0
    /Annual

    Coverage for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket.

  • Purchase Protection
    $0
    /Annual

    Protects covered purchases for up to 90 days from the purchase date if stolen or accidentally damaged.

  • No Foreign Transaction Fees
    $0
    /Annual

    Enjoy international travel without additional fees on purchases made abroad.

  • Extended Warranty
    $0
    /Annual

    Extends the terms of the Original Manufacturer's Warranty of 5 years or less by up to one additional year.

  • Complimentary Hilton Honors Gold Status
    $0
    /Annual

    Enjoy complimentary Hilton Honors Gold status with your card.

  • Car Rental Loss and Damage Insurance
    $0
    /Annual

    Secondary coverage for damage to or theft of a rental vehicle in a covered territory when you reserve and pay for the entire rental and decline the collision damage waiver.

Other American Express cards

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