Earn 6X points on eligible purchases at participating Marriott Bonvoy hotels, 4X points at restaurants worldwide and U.S. supermarkets (up to $15,000 in combined purchases per year), and 2X points on all other eligible purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Perqt Analysis
Three ways to value this card. Only one of them is yours.
Earn 125,000 Marriott Bonvoy Bonus Points plus a $150 Statement Credit after spending $5,000 in purchases within the first 6 months of Card Membership.
Minimum spend
$5,000
Within
6 mo
Earning rates
All other eligible purchases
2×
pts
Marriott Bonvoy
Top earn
Hotels participating in Marriott Bonvoy®
6×
pts
Marriott Bonvoy
Restaurants worldwide and U.S. Supermarkets
on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points
4×
pts
Marriott Bonvoy
On-card benefits & credits
Marriott Bonvoy Bevy Free Night Award (Spend Tier)
$375
/Annual
Spend $15,000 in eligible purchases in a calendar year to earn one Free Night Award (up to 50,000 Marriott Bonvoy points). Eligible purchases exclude fees, interest, cash advances, travelers checks, prepaid/gift cards, person-to-person payments, and other cash equivalents; purchases by Additional Card Members count toward the threshold. The Free Night Award is deposited into the Basic Card Member's Marriott Bonvoy account within 8–12 weeks after meeting the spend requirement and must be redeemed manually during booking. Valid for a one-night stay inclusive of room rate and applicable taxes at participating Marriott Bonvoy hotels with a redemption level at or under 50,000 points; up to 25,000 points may be added to expand value. Resort fees and incidental charges are the member's responsibility. Limit one per calendar year, only for the Basic Card Member. Account must be open and not in default at issuance. Expires one year from issuance and may not be transferred, extended, or re-credited for points. Subject to availability and Marriott Bonvoy terms.
Baggage Insurance Plan
$0
/As needed
American Express Venue Collection
$0
/Annual
On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.
15 Elite Night Credits
$0
/Annual
Receive 15 Elite Night Credits annually towards the next level of elite status.
Marriott Bonvoy 1K Bonus Points per Stay
$0
/As needed
Earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott.
Marriott Bonvoy® Gold Elite Status
$0
/Annual
Enjoy complimentary Gold Elite status with Marriott Bonvoy, which includes 25% bonus points on stays and room upgrades.
Global Assist® Hotline
$0
/As needed
Access to 24/7 emergency assistance and coordination services when traveling more than 100 miles from home, including select emergency coordination and assistance services. Card Members are responsible for the costs charged by third-party service providers.
Car Rental Loss and Damage Insurance
$0
/As needed
Secondary coverage against damage to or theft of a rental vehicle when you decline the collision damage waiver.
Extended Warranty
$0
/As needed
Can provide an extra year added to original manufacturer's warranties of 5 years or less.
Purchase Protection
$0
/As needed
Protects eligible purchases against theft, loss, or accidental damage for up to 90 days.
No Foreign Transaction Fees
$0
/As needed
Pay no foreign transaction fees on international purchases.
Amex Special Ticket Access
$0
/As needed
Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.
Trip Delay Insurance
$0
/As needed
Reimburses certain additional expenses if your trip is delayed more than 12 hours.
