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American Express

Marriott Bonvoy Brilliant

Annual fee
$650
Network
amex
Type
personal

Earn 6X Marriott Bonvoy points on eligible purchases at hotels participating in Marriott Bonvoy, 3X points at restaurants worldwide and on flights booked directly with airlines, and 2X points on all other eligible purchases.

American Express Marriott Bonvoy Brilliant

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$1,318

What the issuer advertises.

02Realistic
$638

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$680 of the advertised value — 52% — comes with strings attached.

Why Perqt says this
  • $1,318 advertised across 5 benefits.
  • $680 (52%) needs a booking, enrollment, or deadline.
  • Biggest credit — Brilliant Dining Credit, $300 — comes with conditions.
  • Free Night Award ($638) posts automatically. No hoops.
  • No-hoops value covers 98% of the annual fee.
Better fit if
  • You'll actually use Brilliant Dining Credit.
  • You'll actually use Free Night Award.
  • 6× on hotels participating in Marriott Bonvoy matches your spend.
Probably not if
  • You won't use Brilliant Dining Credit.
  • You want the fee covered without chasing — $12 short.
  • You'd forget monthly credits.

Welcome offer

150,000 Marriott Bonvoy bonus points plus a $250 statement credit after making $6,000 in purchases within the first 6 months of Card Membership.

Est. value
$1,300
Minimum spend
$6,000
Within
6 mo

Earning rates

  • All other eligible purchases
    2×
    pts
    Marriott Bonvoy
  • Top earn
    Hotels participating in Marriott Bonvoy
    6×
    pts
    Marriott Bonvoy
  • Restaurants worldwide
    3×
    pts
    Marriott Bonvoy
  • Flights booked directly with airlines
    3×
    pts
    Marriott Bonvoy

On-card benefits & credits

  • Free Night Award
    $638
    /Annual

    Each year after card renewal, receive one Free Night Award redeemable for a one-night stay at a hotel with a redemption level up to 85,000 Marriott Bonvoy points. Resort fees and taxes may apply.

  • American Express Venue Collection
    $250
    /Annual

    On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.

  • Fee Credit for Global Entry or TSA PreCheck®
    $120
    /One-time

    Either a $120 statement credit for a Global Entry application fee every 4 years, or a statement credit of up to $85 for a TSA PreCheck application fee every 4.5 years through an official enrollment provider.

  • $100 Marriott Bonvoy Property Credit
    $100
    /One-time

    Up to a $100 property credit for qualifying charges at The Ritz-Carlton or St. Regis when booking a 2-night minimum stay using a special rate.

  • Brilliant Dining Credit
    $25
    /Monthly

    Up to $300 in annual statement credits (distributed as up to $25 per month) for eligible purchases at restaurants worldwide.

  • Brilliant Earned Choice Award (Spend Tier)
    $0
    /Annual

    Unlocks after $60,000 calendar-year spend on the card. Choose among 5 Nightly Upgrade Awards, an 85K Free Night Award, or 50K Bonus Points.

  • Return Protection
    $0
    /As needed

    Return eligible purchases up to 90 days from date of purchase. Up to $300 per item, max $1,000 per year.

  • No Foreign Transaction Fees
    $0
    /As needed

    American Express charges no foreign transaction fees on purchases made outside the United States with the Marriott Bonvoy Brilliant Card.

  • Priority Pass Select Membership
    $0
    /Annual

    Enroll in Priority Pass for unlimited visits to over 1,300 airport lounges in over 130 countries, regardless of carrier or class of travel. Enjoy snacks, drinks, and internet access in a comfortable location.

  • Premium Internet Access
    $0
    /As needed

    Receive free in-room, premium Internet access. Booking requirements apply.

  • Premium Global Assist® Hotline
    $0
    /As needed

    You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist Hotline can direct you to medical and legal professionals and help with prescription replacement coordination, emergency hotel check-ins and cash wires, missing luggage, and more. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.

  • 25 Elite Night Credits
    $0
    /Annual

    25 Elite Night Credits towards the next level of Marriott Bonvoy Elite status each year.

  • Amex Special Ticket Access
    $0
    /As needed

    Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.

  • Trip Cancellation and Interruption Insurance
    $0
    /As needed

    Reimbursement for non-refundable expenses if round-trip flight is canceled or interrupted for covered reason. Up to $10,000 per trip.

  • Car Rental Loss and Damage Insurance
    $0
    /As needed

    Secondary coverage for damage or theft of a rental vehicle up to $75,000 per Rental Agreement.

  • Platinum Elite Status
    $0
    /Annual

    Complimentary Marriott Bonvoy Platinum Elite status.

  • Trip Delay Insurance
    $0
    /As needed

    Reimbursement for certain additional expenses if round-trip flight is delayed more than 6 hours. Up to $500 per trip (max 2 claims per 12 months).

  • Baggage Insurance Plan
    $0
    /As needed

    Coverage for lost, damaged, or stolen baggage when traveling on a common carrier. Up to $2k checked, $3k combined checked/carry-on.

  • Purchase Protection
    $0
    /As needed

    Can protect covered purchases for up to 90 days from theft, damage, or loss. Up to $10,000 per purchase, up to $50,000 per calendar year.

  • Cell Phone Protection
    $0
    /As needed

    Reimbursement up to $800 per claim (max 2 per 12 months) for damaged or stolen cell phone, subject to $50 deductible.

  • Extended Warranty
    $0
    /As needed

    Can get up to one extra year added to the Original Manufacturer's Warranty on warranties of 5 years or less.

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