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American Express

Marriott Bonvoy Brilliant

Annual fee
$650
Network
amex
Type
personal

Earn 6X Marriott Bonvoy points on eligible purchases at hotels participating in Marriott Bonvoy, 3X points at restaurants worldwide and on flights booked directly with airlines, and 2X points on all other eligible purchases.

American Express Marriott Bonvoy Brilliant

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$958

What the issuer advertises.

02Realistic
$308

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$650 of the advertised value — 68% — comes with strings attached.

Why Perqt says this
  • $958 advertised across 5 benefits.
  • $650 (68%) needs a booking, enrollment, or deadline.
  • Biggest credit — Brilliant Dining Credit, $300 — comes with conditions.
  • Free Night Award ($300) posts automatically. No hoops.
  • No-hoops value covers 47% of the annual fee.
Better fit if
  • You'll actually use Brilliant Dining Credit.
  • You'll actually use Free Night Award.
  • 6× on hotel matches your spend.
Probably not if
  • You won't use Brilliant Dining Credit.
  • You want the fee covered without chasing — $342 short.
  • You'd forget monthly credits.

Welcome offer

Earn 95,000 Marriott Bonvoy bonus points after you spend $6,000 on eligible purchases on the card within your first 6 months of card membership.

Est. value
$760
Minimum spend
$6,000
Within
6 mo

Earning rates

  • All other purchases
    2×
    pts
    Marriott Bonvoy
  • Top earn
    Hotel
    At participating Marriott Bonvoy hotels
    6×
    pts
    Marriott Bonvoy
  • Dining
    At U.S. restaurants
    3×
    pts
    Marriott Bonvoy
  • Flights
    Booked directly with airlines
    3×
    pts
    Marriott Bonvoy

On-card benefits & credits

  • Free Night Award
    $300
    /Annual

    One Free Night Award valid at hotels with a redemption level up to 85,000 points.

  • American Express Venue Collection Concessions Credit
    $250
    /Annual

    10% back on qualifying food and beverage concessions purchases up to $250 per calendar year at participating venues.

  • $100 Marriott Bonvoy Property Credit
    $100
    /One-time

    Up to a $100 property credit for qualifying charges at The Ritz-Carlton or St. Regis when booking a 2-night minimum stay using a special rate.

  • Global Entry or TSA PreCheck Credit
    $30
    /Annual

    Statement credit for Global Entry ($120) or TSA PreCheck (up to $85) application fee every 4 years.

  • Brilliant Dining Credit
    $25
    /Monthly

    Up to $300 in annual statement credits (distributed as up to $25 per month) for eligible purchases at restaurants worldwide.

  • 25 Elite Night Credits
    $0
    /Annual

    25 Elite Night Credits towards the next level of Marriott Bonvoy Elite status each year.

  • Return Protection
    $0
    /Annual

    Return eligible purchases up to 90 days from date of purchase. Up to $300 per item, max $1,000 per year.

  • Trip Cancellation and Interruption Insurance
    $0
    /One-time

    Reimbursement for non-refundable expenses if round-trip flight is canceled or interrupted for covered reason. Up to $10,000 per trip.

  • Purchase Protection
    $0
    /Annual

    Can protect covered purchases for up to 90 days from theft, damage, or loss. Up to $10,000 per purchase, up to $50,000 per calendar year.

  • Car Rental Loss and Damage Insurance
    $0
    /One-time

    Secondary coverage for damage or theft of a rental vehicle up to $75,000 per Rental Agreement.

  • Baggage Insurance Plan
    $0
    /One-time

    Coverage for lost, damaged, or stolen baggage when traveling on a common carrier. Up to $2k checked, $3k combined checked/carry-on.

  • Trip Delay Insurance
    $0
    /One-time

    Reimbursement for certain additional expenses if round-trip flight is delayed more than 6 hours. Up to $500 per trip (max 2 claims per 12 months).

  • Cell Phone Protection
    $0
    /Annual

    Reimbursement up to $800 per claim (max 2 per 12 months) for damaged or stolen cell phone, subject to $50 deductible.

  • Platinum Elite Status
    $0
    /Annual

    Complimentary Marriott Bonvoy Platinum Elite status.

  • Extended Warranty
    $0
    /Annual

    Can get up to one extra year added to the Original Manufacturer's Warranty on warranties of 5 years or less.

  • Brilliant Earned Choice Award (Spend Tier)
    $0
    /Annual

    Unlocks after $60,000 calendar-year spend on the card. Choose among 5 Nightly Upgrade Awards, an 85K Free Night Award, or 50K Bonus Points.

Other American Express cards

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