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American Express

Marriott Bonvoy Business

Annual fee
$125
Network
amex
Type
business

Earn 6x points at participating Marriott Bonvoy hotels, 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services, and U.S. shipping purchases, and 2x points on all other eligible purchases.

American Express Marriott Bonvoy Business

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$926

What the issuer advertises.

02Realistic
$413

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$513 of the advertised value — 55% — comes with strings attached.

Why Perqt says this
  • $926 advertised across 4 benefits.
  • $513 (55%) needs a booking, enrollment, or deadline.
  • Biggest credit — Additional Free Night Award (Spend Tier), $263 — comes with conditions.
  • Annual Free Night Award ($263) posts automatically. No hoops.
  • No-hoops value covers 330% of the annual fee.
Better fit if
  • You'll actually use Additional Free Night Award (Spend Tier).
  • You'll actually use Annual Free Night Award.
  • 6× on hotels participating in Marriott Bonvoy® matches your spend.
Probably not if
  • You won't use Additional Free Night Award (Spend Tier).

Welcome offer

Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points.

Minimum spend
$8,000
Within
6 mo

Earning rates

  • All other eligible purchases
    2×
    pts
  • Top earn
    Hotels participating in Marriott Bonvoy®
    6×
    pts
  • Restaurants worldwide
    4×
    pts
  • Standalone U.S. gas stations
    4×
    pts

On-card benefits & credits

  • Additional Free Night Award (Spend Tier)
    $263
    /Annual

    Earn an additional Free Night Award after spending $60,000 in a calendar year. Unlocks after $60000 calendar-year spend on the card.

  • Annual Free Night Award
    $263
    /Annual

    Receive one Free Night Award each year after your Card renewal month, redeemable for a night at or under 35,000 points.

  • American Express Venue Collection
    $250
    /Annual

    On-site perks such as dedicated entrances or fast lanes at select stadiums and arenas. Enrolled Cards also get 10% back on qualifying concessions purchases, up to $250 in statement credits per calendar year. Offer ends December 31, 2026. The 10% back depends on member spend, so it carries no fixed annual dollar value.

  • Amex Event Perks
    $0
    /As needed

    At select events, Card Members can receive perks such as dedicated entrances and checkout lanes, exclusive offers, popups and other fan-experience extras. Event Perks vary by event and are available while supplies last. Additional terms may apply by event, such as guest policy and capacity limitations for Fan Experiences and enrollment and Card eligibility for offers. Perks are subject to change without notice. See event terms for additional information.

  • Amex Special Ticket Access
    $0
    /As needed

    Access to Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music and more, plus additional perks at select events.

  • Marriott Bonvoy® Gold Elite Status
    $0
    /Annual

    Enjoy complimentary Marriott Bonvoy Gold Elite status.

  • 15 Elite Night Credits
    $0
    /Annual

    Receive 15 Elite Night Credits each calendar year toward the next level of Marriott Bonvoy Elite status.

  • Marriott Bonvoy Room Rate Discount
    $0
    /Annual

    Receive a 7% discount on eligible room rates when booking directly with Marriott.

  • Car Rental Loss and Damage Insurance
    $0
    /As needed

    Secondary coverage for damage to or theft of a rental vehicle up to $50,000 per rental agreement.

  • Purchase Protection
    $0
    /As needed
  • Extended Warranty
    $0
    /As needed

Other American Express cards

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