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American Express

Schwab Platinum

Annual fee
$895
Network
amex
Type
personal

Earn 5x Membership Rewards points on up to $500,000 per year on flights booked directly with airlines or via Amex Travel and on prepaid hotels booked through Amex Travel.

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American Express Schwab Platinum

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn 80,000 Membership Rewards Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Est. value
$800
Minimum spend
$8,000
Within
6 mo

Earning rates

  • all other purchases
    1×
    pts
    Membership Rewards
  • Top earn
    flights
    Booked directly with airlines or via Amex Travel, up to $500,000 per calendar year (then 1x)
    5×
    pts
    Membership Rewards · Earn 5x Membership Rewards points on up to $500,000 per year.
  • Top earn
    hotels
    Prepaid hotels booked through Amex Travel (amextravel.com)
    5×
    pts
    Membership Rewards · Amex Travel

On-card benefits & credits

  • Global Lounge Collection
    $325
    /annual
  • Equinox Credit
    $300
    /annual
  • Fine Hotels + Resorts Program
    $250
    /annual
  • Hilton Honors Gold Status
    $200
    /annual
  • Airline Fee Credit
    $200
    /annual
  • CLEAR Plus Credit
    $199
    /annual
  • Walmart+ Credit
    $155
    /annual
  • Marriott Bonvoy Gold Elite Status
    $150
    /annual
  • Car Rental Program Status
    $100
    /annual
  • Saks Fifth Avenue Credit
    $100
    /annual
  • Schwab Appreciation Bonus
    $100
    /annual
  • Global Entry / TSA PreCheck Fee Credit
    $100
    /one_time
  • No Foreign Transaction Fees
    $50
    /annual
  • Digital Entertainment Credit
    $20
    /monthly
  • Uber Cash
    $17
    /monthly
  • Charles Schwab Account Required
    $0
    /annual

    Individuals 18 years of age or over with a valid U.S. home address (including in the U.S. territories and Puerto Rico) and an eligible Schwab account may apply for a Card account. This is a gated product that requires an existing Charles Schwab relationship.

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Is the Schwab Platinum right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

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