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Bank of America · synced with issuer page
Bank of America

Atmos™ Rewards Ascent Visa Signature®

Annual fee
$100
Network
visa
Type
personal

Earns Atmos Rewards points, with elevated rewards on eligible Alaska Airlines and Hawaiian Airlines purchases and select everyday spending categories.

Bank of America Atmos™ Rewards Ascent Visa Signature®

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$540

What the issuer advertises.

02Realistic
$540

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

Why Perqt says this
  • $540 advertised across 2 benefits.
  • Annual $99 Companion Fare (Spend Tier) ($400) posts automatically. No hoops.
  • No-hoops value covers 540% of the annual fee.
Better fit if
  • You'll actually use Annual $99 Companion Fare (Spend Tier).
  • 5× on climate-positive actions and sustainable partner brands matches your spend.
  • No-hoops credits alone clear the fee.
Probably not if

    Earning rates

    • All other purchases
      base rate
      1×
      cash back
      cash_back_percent
    • Top earn
      Climate-positive actions and sustainable partner brands
      Atmos-selected sustainable brands
      5×
      cash back
      cash_back_percent
    • Top earn
      Electric vehicle charging and public transportation
      including charging stations, trains, buses, and subways
      5×
      cash back
      cash_back_percent

    On-card benefits & credits

    • Annual $99 Companion Fare (Spend Tier)
      $400
      /Annual

      Receive a $99 companion fare, plus taxes and fees from $23, each account anniversary after at least $6,000 in purchases during the prior anniversary year. Valid on eligible Alaska Airlines or Hawaiian Airlines-operated flights within North America, including Hawaii. Unlocks after $6,000 calendar-year spend on the card.

    • Free first checked bag
      $140
      /Annual

      The first checked bag is free for the cardholder and up to six guests on the same reservation when an Alaska Airlines or Hawaiian Airlines flight is paid for with the card.

    • Status points from card spending
      $0
      /Annual

      Earn one Atmos status point for every $3 in purchases made with the card. The official card page says there is no cap on status-point earning.

    • $100 off Alaska Lounge+ Membership
      $0
      /Annual

      Get $100 off the purchase of an annual Alaska Lounge+ Membership when it is purchased with the card. This is a membership discount, not complimentary lounge access.

    • Preferred boarding
      $0
      /Annual

      Preferred boarding applies to the cardholder and up to six guests on the same reservation when the Alaska Airlines or Hawaiian Airlines flight is paid for with the card.

    • No foreign transaction fees
      $0
      /Annual

      The card charges no foreign transaction fees on purchases made outside the United States.

    • No blackout dates on eligible award and companion-fare flights
      $0
      /Annual

      There are no blackout dates when booking Alaska Airlines or Hawaiian Airlines flights with Atmos points or a companion fare.

    • 10% rewards bonus with eligible Bank of America account
      $0
      /Annual

      Cardholders with an eligible Bank of America account receive a 10% bonus on all points earned from card purchases.

    Other Bank of America cards

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