Atmos™ Rewards Summit Visa Infinite®

Annual fee: $100
Network: visa
Type: personal

It earns Atmos Rewards points on eligible purchases, with elevated rewards and travel benefits tied to participating Atmos Rewards airlines.

Bank of America Atmos™ Rewards Summit Visa Infinite®

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$456

What the issuer advertises.

02Realistic

$448

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$8 of the advertised value — 2% — comes with strings attached.

Why Perqt says this

$456 advertised across 4 benefits.
$8 (2%) needs a booking, enrollment, or deadline.
Biggest credit — Annual Wi-Fi Passes, $8 — comes with conditions.
Annual 25,000-point Global Companion Award ($300) posts automatically. No hoops.
No-hoops value covers 448% of the annual fee.

Better fit if

You'll actually use Annual Wi-Fi Passes.
You'll actually use Annual 25,000-point Global Companion Award.
3× on travel matches your spend.

Probably not if

You won't use Annual Wi-Fi Passes.
You'd forget monthly credits.

How Perqt calculates this

Earning rates

All other purchases
1×
pts
Atmos Rewards Points · Earns 1x point on all other purchases
Top earn
Travel
3×
pts
Atmos Rewards Points · Earns 3x points on travel purchases
Top earn
Restaurants
3×
pts
Atmos Rewards Points · Earns 3x points on dining purchases

On-card benefits & credits

Annual 25,000-point Global Companion Award
$300
/Annual
Receive a 25,000-point Global Companion Award every year on your account anniversary, redeemable for up to 25,000 points off a companion award ticket.
Free Checked Bag
$140
/Annual
The cardholder and up to six guests on the same reservation receive a free checked bag on Alaska and Hawaiian-operated flights.
Annual Wi-Fi Passes
$60
/Annual
Receive eight Wi-Fi passes every year (distributed as 2 per calendar quarter) for use on flights.
TSA PreCheck / Global Entry Credit
$30
/Annual
Receive up to $120 in statement credit every four years for the application fee of TSA PreCheck or Global Entry.
Preferred Boarding
$0
/Annual
Cardholders and up to six guests on the same reservation receive preferred boarding on Alaska Airlines flights.
Annual 10,000 Status Points Bonus
$0
/Annual
Receive 10,000 status points annually beginning on your first card anniversary to help reach Atmos Silver or Gold status faster.
Waived Same-Day Flight Change Fees
$0
/One-time
Save up to $75 per change with waived fees for same-day confirmed Alaska flight changes.
100,000-point Global Companion Award (Spend Tier)
$0
/Annual
Unlocks after $60,000 calendar-year spend on the card. Earn a 100,000-point Global Companion Award for premium cabin or global redemptions.
Waived Partner Award Booking Fees
$0
/One-time
Save up to $25 per person on roundtrip flights when using points to book with partner airlines.
10% Bank of America Rewards Bonus
$0
/Annual
Eligible Bank of America account holders earn a 10% rewards bonus on all points earned from card purchases.

Other Bank of America cards

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