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Bank of America · synced with issuer page
Bank of America

Atmos™ Rewards Visa Signature® Business Card

Annual fee
$95
Network
visa
Type
business

It earns Atmos Rewards points on eligible purchases, with elevated rewards in select categories and program-specific travel perks.

Bank of America Atmos™ Rewards Visa Signature® Business Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$490

What the issuer advertises.

02Realistic
$490

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

Why Perqt says this
  • $490 advertised across 2 benefits.
  • $99 Companion Fare (Spend Tier) ($350) posts automatically. No hoops.
  • No-hoops value covers 516% of the annual fee.
Better fit if
  • You'll actually use $99 Companion Fare (Spend Tier).
  • 3× on Alaska Airlines purchases matches your spend.
  • No-hoops credits alone clear the fee.
Probably not if
    How Perqt calculates this

    Earning rates

    • All other purchases
      1×
      miles
      Alaska Airlines Mileage Plan
    • Top earn
      Alaska Airlines purchases
      on eligible Alaska Airlines purchases
      3×
      miles
      Alaska Airlines Mileage Plan

    On-card benefits & credits

    • $99 Companion Fare (Spend Tier)
      $350
      /Annual

      Receive a $99 Companion Fare, plus taxes and fees from $23, after $6,000 in card purchases each account year. Unlocks after $6,000 calendar-year spend on the card.

    • Free checked bag
      $140
      /Annual

      The cardholder and up to six guests on the same reservation receive a free checked bag on Alaska Airlines and Hawaiian Airlines flights when the flight is paid for with the card.

    • $100 off Alaska Lounge+ Membership
      $0
      /Annual

      Receive $100 off an annual Alaska Lounge+ Membership purchased with the card.

    • Travel accident insurance
      $0
      /Annual

      Travel services include auto rental coverage and $1 million in travel accident insurance, along with emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.

    • Auto rental coverage
      $0
      /Annual

      Built-in auto rental coverage is available when the card is used to rent an eligible vehicle.

    • Purchase security
      $0
      /Annual

      Eligible purchases receive protection against loss, damage, theft, or fire, subject to applicable terms.

    • Extended warranty coverage
      $0
      /Annual

      Eligible purchases receive extended warranty coverage, subject to applicable terms.

    • Zero liability protection
      $0
      /Annual

      Cardholders receive zero liability protection for unauthorized transactions, subject to applicable terms.

    • Free business credit scores
      $0
      /Annual

      Cardholders can view Dun & Bradstreet business credit scores for free through Business Advantage 360.

    • Preferred boarding
      $0
      /Annual

      Cardholders receive preferred boarding on Alaska Airlines and Hawaiian Airlines flights when tickets are purchased with the card.

    • No international transaction fees
      $0
      /Annual

      The card has no international transaction fees.

    Other Bank of America cards

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