Atmos™ Rewards Summit Visa Infinite®
- Annual fee
- $395
- Network
- visa
- Type
- personal
It earns Atmos Rewards points on eligible purchases, with elevated rewards and travel benefits tied to participating Atmos Rewards airlines.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
- $310 advertised across 3 benefits.
- Free first checked bag ($140) posts automatically. No hoops.
- No-hoops value covers 78% of the annual fee.
- You'll actually use Free first checked bag.
- 3× on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases matches your spend.
- You want the fee covered without chasing — $85 short.
Welcome offer
Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of account opening.
- Minimum spend
- $3,000
- Within
- 3 mo
Earning rates
- All other purchases1×pts
- Top earnEligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases3×pts
On-card benefits & credits
- Free first checked bag$140/Annual
Free Checked Bag Benefit: Any cardholder who has an open account at the time of travel and up to 6 guests traveling on the same reservation may check 1 bag free of charge on flights marketed by Alaska Airlines or Hawaiian Airlines and operated by Alaska Airlines, Hawaiian Airlines, Horizon Air, or SkyWest. Primary Cardholder must be an Atmos™ Rewards member. Baggage restrictions apply. Payment with the Atmos™ Rewards credit card is required to qualify for this benefit. Benefit may not be applied retroactively, and no refunds will be issued. Not applicable for guests who already receive 1 or more free checked bags.
- Airport Security Statement Credit$120/One-time
- $50 Instant Travel Delay Credit$50/As needed
Instant Travel Delay Credit: A Primary Cardholder that experiences a same day flight departure delay of 2 or more hours, or a same day flight cancellation, on flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air or SkyWest will receive a $50 voucher, valid for 48 hours from issuance, delivered to the email address associated with their reservation.
- Annual Wi-Fi Passes$0/Annual
Receive eight Wi-Fi passes every year (distributed as 2 per calendar quarter) for use on flights.
- Waived Partner Award Booking Fees$0/As needed
redemption fees are waived when booking travel on Alaska Airlines' network of airline partners
- Preferred Boarding$0/Annual
Cardholders and up to six guests on the same reservation receive preferred boarding on Alaska Airlines flights.
- Waived Same-Day Flight Change Fees$0/One-time
Save up to $75 per change with waived fees for same-day confirmed Alaska flight changes.
- Concierge Service$0/As needed
- 10% rewards bonus with an eligible Bank of America account$0/As needed
Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America ® account.
- Visa Infinite Luxury Hotel Collection$0/As needed
Enjoy benefits at premium hotels, including late checkouts, free breakfast daily for two, automatic upgrades and more.
- Visa Infinite Car Rental Benefits$0/As needed
Get VIP amenities, complimentary status upgrades and discounts with Avis ® , Hertz ® and National ® .
- Visa Infinite Travel Protections$0/As needed
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delay, lost luggage reimbursement, roadside assistance, and emergency evacuation and transportation.
- No Foreign Transaction Fees$0/As needed
no foreign transaction fees
- Annual 25,000-point Global Companion Award$0/Annual
Receive a 25,000-point Global Companion Award on every account anniversary. Plus, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases that year.
- 8 Alaska Lounge Passes (2 per quarter)$0/Annual
Alaska Lounge Passes: The Primary Cardholder will receive 2 Alaska Lounge passes credited to their Atmos™ Rewards Program account each calendar quarter for a total of 8 Alaska Lounge passes per year (every 12 months from account open date).
- Annual 10,000 Status Points Bonus$0/Annual
Boost your Atmos™ Rewards membership status with 10,000 status points on your account anniversary each year.
- 100,000-point Global Companion Award (Spend Tier)$0/Annual
Annual Global 100K Companion Award: Primary Cardholders whose accounts are open with active charging privileges may earn one (1) Annual Global 100K Companion Award worth up to 100,000 points after you spend $60,000 or more on Net Purchases
- 20% Inflight Rebate on Food, Beverage and Wi-Fi Onboard Purchases$0/As needed
- $0 Liability Guarantee$0/As needed
Other Bank of America cards
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