It earns Wyndham Rewards points, including elevated rewards on eligible Wyndham purchases, gas, and groceries, plus points on other eligible purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days.
Est. value
$400
Minimum spend
$1,000
Within
3 mo
Earning rates
All other purchases
1×
pts
Wyndham Rewards
Top earn
Hotel
at Wyndham Rewards hotels and vacation club resorts
6×
pts
Wyndham Rewards
Top earn
Gas
6×
pts
Wyndham Rewards
Dining
4×
pts
Wyndham Rewards
Groceries
4×
pts
Wyndham Rewards
On-card benefits & credits
Wyndham Diamond status, then Platinum
$0
/Annual
Automatically receive Wyndham Rewards Diamond status during the first year, followed by Platinum status thereafter, with benefits such as early check-in and late checkout.
National Emerald Club Executive status
$0
/Annual
Receive complimentary National Emerald Club Executive status, including Executive-area access and guaranteed upgrades.
Cardmember booking discount
$0
/Annual
Receive an additional discount when booking the Wyndham Rewards Rate at participating properties.
Points Payback statement-credit redemption
$0
/Annual
Points Payback lets cardholders redeem Wyndham Rewards points for statement credits against card purchases made within the prior 90 days.
No foreign transaction fees
$0
/Annual
No foreign transaction fees apply to international purchases.
$0 Fraud Liability protection
$0
/Annual
Cardholders are not responsible for unauthorized charges under the card's $0 Fraud Liability protection.
10% award-night redemption discount
$0
/Annual
Redeem 10% fewer Wyndham Rewards points for free nights; discounted awards start at 6,750 points.
15% discount on purchased points
$0
/Annual
Receive a 15% discount, or the best available offer, when purchasing Wyndham Rewards points with the card. Source terms state a 3,000-point minimum purchase and a 100,000-point annual purchase cap.
