Premium Rewards

Annual fee: $95
Network: visa
Type: personal

Earn unlimited 2 points per $1 spent on travel and dining purchases and 1.5 points per $1 spent on all other purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening

Est. value: $600
Minimum spend: $4,000
Within: 3 mo

Earning rates

All other purchases
1.5×
pts
Bank of America Premium Rewards points · Unlimited 1.5 points per $1 spent on all other purchases. Earn 25% to 75% more points if you are a Bank of America Preferred Rewards member.
Top earn
Travel
2×
pts
Bank of America Premium Rewards points · Unlimited 2 points per $1 spent on travel purchases. Earn 25% to 75% more points if you are a Bank of America Preferred Rewards member.
Top earn
Dining
2×
pts
Bank of America Premium Rewards points · Unlimited 2 points per $1 spent on dining purchases. Earn 25% to 75% more points if you are a Bank of America Preferred Rewards member.

On-card benefits & credits

Global Entry / TSA PreCheck Fee Credit
$100
/one_time
Up to $100 statement credit for the application fee for Global Entry or TSA PreCheck, available once every four years. Value is annualized.
Airline Incidental Credit
$100
/annual
Up to $100 in statement credits annually for airline incidental fees such as seat upgrades, baggage fees, in-flight services, and airline lounge fees.
Travel Insurance Protections
$50
/annual
Includes Trip Delay Reimbursement, Trip Cancellation/Interruption Insurance, and Baggage Delay/Loss Reimbursement.
No Foreign Transaction Fees
$30
/annual
Saves a typical 3% fee on all foreign transactions.
Purchase & Return Protections
$25
/annual
Includes Purchase Security against theft or damage and Extended Warranty on eligible items.

Other Bank of America cards

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