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Bank of America · synced with issuer page
Bank of America

Premium Rewards

Annual fee
$95
Network
visa
Type
personal

It earns unlimited 2 points per $1 on travel and dining and 1.5 points per $1 on all other purchases, with higher earning rates available to eligible Bank of America Preferred Rewards members.

Bank of America Premium Rewards

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening.

Est. value
$600
Minimum spend
$4,000
Within
3 mo

Earning rates

  • All other purchases
    1.5×
    pts
    Bank of America Premium Rewards · Unlimited 1.5 points per $1 spent on all other purchases. Preferred Rewards members can earn a 25% to 75% points bonus, increasing this rate to up to 2.625 points per $1.
  • Top earn
    Travel
    2×
    pts
    Bank of America Premium Rewards · Unlimited 2 points per $1 spent on travel purchases. Preferred Rewards members can earn a 25% to 75% points bonus, increasing this rate to up to 3.5 points per $1.
  • Top earn
    Dining
    2×
    pts
    Bank of America Premium Rewards · Unlimited 2 points per $1 spent on dining purchases. Preferred Rewards members can earn a 25% to 75% points bonus, increasing this rate to up to 3.5 points per $1.

On-card benefits & credits

  • Visa Signature concierge service
    $0
    /Annual

    Visa Signature® concierge service can help with travel planning, restaurant recommendations, and event reservations. Costs of booked goods or services remain the cardholder's responsibility.

  • No foreign transaction fees
    $0
    /Annual

    The card does not charge foreign transaction fees on purchases made outside the United States.

  • Purchase security
    $0
    /Annual

    Eligible purchases receive Purchase Security, which may provide repair, replacement, or reimbursement. The supplied sources do not state a reimbursement ceiling or coverage window.

  • Roadside dispatch
    $0
    /Annual

    The card includes a 24/7 roadside dispatch program. Any service charges and limits are not specified in the supplied sources.

  • Warranty Manager Service
    $0
    /Annual

    Eligible purchases receive Warranty Manager Service, which may extend the manufacturer's warranty. The supplied sources do not state a reimbursement ceiling or extension period.

  • Return protection
    $0
    /Annual

    Eligible purchases receive return protection under the card's applicable benefit terms. The supplied sources do not state a reimbursement ceiling or return window.

  • Auto rental collision damage waiver
    $0
    /Annual

    The card includes Auto Rental Collision Damage Waiver protection. The supplied sources do not state a reimbursement ceiling; a reviewer describes the coverage as secondary.

  • Baggage delay and lost luggage protections
    $0
    /Annual

    Travel insurance protections include baggage-delay and lost-luggage coverage. The supplied sources do not state reimbursement ceilings.

  • Emergency evacuation and transportation coverage
    $0
    /Annual

    Travel insurance protections include emergency evacuation and transportation assistance. The supplied sources do not state a reimbursement ceiling.

  • Trip delay, cancellation and interruption protections
    $0
    /Annual

    Travel insurance protections assist with eligible trip delays, cancellations, and interruptions. The supplied sources do not state reimbursement ceilings.

Other Bank of America cards

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